Employee financial wellness programs may help workers reduce financial stress and live better lives, particularly lower income workers who have higher levels of financial stress. Employees bring their financial stress with them to work, impacting their ability to focus on the job.

Programs to address employee financial wellness offer a range of services and products that fall under those areas, including loans, credit-building services, financial counseling, and wage advances. These benefits are gaining popularity, and more and more employers are wondering, “Are they right for my employees? Where should we start?”